<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url>
<loc>https://www.passlane.in/store/nism-vii</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/store/irdai-ic38</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/store/nism-va</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/savings-vs-investment-avenues</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/comparing-financial-products</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/mutual-fund-structure-basics</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/advantages-and-limitations-of-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/sponsor-trustee-and-amc-roles</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/custodian-and-rta-functions</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/sebi-mutual-fund-regulations</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/amfi-code-of-conduct</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/sid-sai-and-kim-documents</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/nfo-process-and-rules</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/arn-and-euin-rules</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/distributor-commission-structure</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/nav-calculation-rules</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/total-expense-ratio-limits</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/capital-gains-tax-on-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/dividend-and-stt-taxation</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/kyc-and-folio-management</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/systematic-transactions-sip-swp-stp</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/risk-measures-and-ratios</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/benchmarks-and-performance-evaluation</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/scheme-performance-disclosure-rules</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/comparing-fund-performance</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/matching-schemes-to-investor-profiles</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/topics/model-portfolios-and-asset-allocation</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-does-cagr-stand-for-and-what-does-it-measure</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-regulatory-body-governs-the-equity-and-debt-capital-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-tax-treatment-of-capital-gains-on-sovereign-gol</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-an-investor-needs-50-lakh-for-a-goal-20-years-away-which-of</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-current-lock-in-period-for-a-public-provident-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-real-rate-of-return-in-the-context-of-investments</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-concept-of-asset-allocation-in-financial-planni</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-time-value-of-money-principle</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-an-investor-buys-equity-shares-of-a-company-this-means-the</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-correctly-describes-a-call-money-mar</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-compounding-in-the-context-of-investments</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-a-sovereign-gold-bond-sgb-is-issued-by</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-a-commercial-paper-cp-is-issued-by</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-best-describes-liquidity-as-a-featur</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-investment-alternatives-has-the-long</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-statements-about-the-national-pensio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-is-a-key-disadvantage-of-a-bank-fixe</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-additional-tax-deduction-available-under-sectio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-yield-to-maturity-ytm-of-a-bond</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-why-is-mutual-fund-investment-considered-superior-to-direct</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-is-an-example-of-a-money-market-inst</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-best-explains-why-starting-to-invest</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-an-investor-puts-100000-in-a-scheme-earning-10-per-annum-co</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-is-the-correct-distinction-between-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-best-describes-the-primary-function</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-deposit-insurance-coverage-available-to-bank-de</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-primary-purpose-of-the-national-pension-systems</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-a-certificate-of-deposit-cd</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-money-market-instruments-is-issued-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-is-the-correct-relationship-between</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-best-describes-goal-based-financial</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-correctly-ranks-investment-alternati</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-correctly-describes-the-role-of-sebi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-correctly-describes-the-tax-treatmen</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-difference-between-a-bond-and-a-debenture</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-duration-in-the-context-of-a-debt-instrument-or-deb</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-statements-about-real-estate-as-an-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-preference-shares-differ-from-equity-shares-in-which-of-the</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-best-describes-the-employees-provide</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-compared-to-physical-gold-which-of-the-following-is-an-adva</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-investment-alternatives-in-india-pro</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-lock-in-period-for-an-elss-equity-linked-saving</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-is-true-about-the-relationship-betwe</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-a-repo-transaction-in-the-money-market-involves</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-is-not-a-money-market-instrument</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-is-a-characteristic-of-debt-instrume</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-which-of-the-following-statements-about-inflation-and-inves</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-if-inflation-is-running-at-6-per-annum-and-a-bank-fd-offers</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-distinguishes-the-primary-market-from-the-secondary-ma</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investment-landscape-what-is-the-maximum-annual-investment-limit-in-a-ppf-accoun</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-childrens-fund-as-per-sebi-categoris</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-type-of-mutual-fund-is-most-suitable-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-pass-through-nature-of-a-mutual-fu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-is-the-most-accurate-de</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-systematic-transfer-plan-stp</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-is-an-advantage-of-inve</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-floater-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-cut-off-time-for-equity-mutual-fun</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-difference-between-absolute-return</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-how-frequently-is-nav-calculated-and-published</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-large-cap-fund-as-defined-by-sebi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-consolidated-account-statement-cas</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-was-the-rationale-for-sebi-renaming-the-d</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-systematic-investment-plan-sip</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-multi-cap-fund-as-per-sebis-categori</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-can-the-amc-and-the-custodian-be-associates-of</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-as-per-sebi-categorisation-what-is-the-minimum</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-was-sebis-rationale-for-banning-entry-loa</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-dividend-yield-fund-as-per-sebi-cate</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-is-the-most-important-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-difference-between-unsystematic-ri</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-cut-off-time-for-liquid-fund-purch</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-fundamental-concept-behind-a-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-certificate-of-deposit-cd-in-the-con</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-benchmark-in-the-context-of-mutual-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-alpha-in-the-context-of-an-actively-ma</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-debt-oriented-hybrid-fund-in-terms-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-mf-central</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-g-sec-government-security-and-which</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-beta-in-the-context-of-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-etf-exchange-traded-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-role-of-the-amc-asset-management-c</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-a-liquid-fund-invests-in-debt-and-money-market</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-tracking-error-in-the-context-of-index</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-gilt-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-primary-risk-an-investor-in-a-debt</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-small-cap-fund-as-per-sebi-categoris</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-dynamic-bond-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-sponsor-in-the-context-of-a-mutual-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-switch-transaction-in-a-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-balanced-advantage-fund-baf-also-kno</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-why-does-the-nav-of-a-scheme-fall-after-an-idc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-concept-of-exit-load-in-a-mutual-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-conservative-hybrid-fund-as-per-sebi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-arbitrage-fund-and-how-does-it-gene</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-face-value-par-value-of-a-mutual-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-minimum-sip-investment-amount-perm</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-passive-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-aggressive-hybrid-fund-as-per-sebi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-role-of-the-registrar-and-transfer</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-significance-of-the-applicable-nav</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-short-duration-fund-as-per-sebi-cate</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebi-regulations-who-is-responsible-for-ens</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-interval-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-credit-risk-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-primary-objective-of-a-money-marke</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-multi-asset-allocation-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-gold-etf</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-why-do-actively-managed-equity-funds-generally</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-happens-to-the-nav-of-a-debt-fund-when-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-a-scheme-has-total-assets-of-500-crore-total-l</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-key-difference-between-a-growth-op</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-mutual-fund-schemes-wou</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-net-asset-value-nav-formula-for-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-best-describes-an-open</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-systematic-withdrawal-plan-swp</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-role-of-the-trustee-in-a-mutual-fu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-elss-equity-linked-savings-scheme-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-is-classified-as-an-equ</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-role-of-amfi-in-the-context-of-the</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-best-explains-why-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-folio-in-mutual-fund-terminology</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-macaulay-duration-in-the-context-of-de</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-is-the-correct-hierarch</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-correctly-describes-rup</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-solution-oriented-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-aum-assets-under-management-and-why</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-active-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-interval-funds-minimum-transaction</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-power-of-compounding-in-the-contex</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-is-not-a-benefit-of-inv</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-how-does-sebi-define-a-mid-cap-company-for-mut</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-index-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-investors-is-exempt-from-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-statements-about-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-an-international-fund-or-overseas-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-role-of-the-custodian-in-a-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-fund-of-funds-fof-investing-in-overs</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-sectoral-or-thematic-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-an-investor-invests-10000-in-a-mutual-fund-sch</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-direct-plan-in-a-mutual-fund-scheme</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-an-investor-invests-100000-in-a-fund-and-recei</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-is-a-money-market-instr</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-close-ended-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebi-mutual-funds-regulations-1996-which-en</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-additional-risk-does-an-international-or</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-an-investor-buys-100-units-at-nav-of-20-and-la</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-key-difference-between-an-etf-and</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-a-fund-of-funds-fof</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-which-of-the-following-statements-comparing-di</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-is-the-primary-advantage-of-diversificati</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-distinguishes-a-thematic-fund-from-a-sect</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/concept-and-role-of-a-mutual-fund-what-does-nav-stand-for-and-what-does-it-repre</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-minimum-net-worth-contribut</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-compliance-officer-role-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-registration-fee-structure</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-sebi-approved-valuation-age</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-scheme-merger-and-what-protecti</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-self-regulation-in-the-mutual-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-are-the-associate-transactions-res</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-under-which-act-does-sebi-derive-its-po</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-a-no-objection-certificate-from</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-sebis-stewardship-code-requirem</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-minimum-age-requirement-for-an-indivi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-enforcement-actions-can-sebi-take</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-regulatory-body-that-overse</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-how-does-sebis-oversight-differ-from-da</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-can-the-same-entity-act-as-both-sponsor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-winding-up-of-a-mutual-fund-sch</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-are-sebis-investment-valuation-nor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-know-your-customer-kyc-centrali</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-role-of-the-registrar-and-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-not-a-legitimate-channe</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-investor-protection-is-provided-du</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-an-auditors-role-in-the-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-are-the-two-forms-in-which-trustee</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-nav-calculation-responsibility</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-happens-to-a-mutual-fund-scheme-if</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-when-were-private-sector-mutual-funds-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-why-must-the-custodian-be-independent-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-fit-and-proper-criterion-th</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-minimum-net-worth-requireme</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-activities-requires-prior</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-are-overseas-direct-investments-re</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-was-the-unit-trust-of-india-uti-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-sebis-scores-system-and-how-doe</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-can-nris-non-resident-indians-invest-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-legal-status-of-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-fraction-of-trustees-must-be-indep</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-indian-mutual-fund-industry</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-was-the-first-open-ended-mutual-fu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-purpose-of-the-common-application-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-scheme-document-that-govern</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-investment-management-agree</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-asset-management-company-am</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-three-tier-structure-of-ind</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-financial-track-record-must-a-spon</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-can-a-trustee-be-an-associate-of-the-am</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-custodians-role-in-a-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-a-joint-holding-in-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-role-of-the-custodian-in-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-published-by-amfi-on-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-a-due-diligence-certificate-fil</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-investment-committee-typica</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-minimum-number-of-trustees</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-fund-manager-discretion-vs</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-procedure-for-registration</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-sebi-mutual-funds-regulatio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-must-happen-to-a-mutual-fund-schem</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-which-of-the-following-is-a-key-obligat</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-full-form-of-arn-in-the-context-of-mu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-sebis-circular-on-mutual-fund-l</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-a-minors-account-in-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-change-of-amc-process-for-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-minimum-percentage-of-indep</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-a-fund-of-funds-fof-structural</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-specific-functions-does-the-custod</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-huf-investor-category-in-mu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-a-half-yearly-trustee-report-as</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-how-many-scheme-categories-in-total-did-sebi-defi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-transmission-in-mutual-fund-inv</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-three-tier-structure-o-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-can-an-amc-also-act-as-the-registrar-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-sebi-listing-obligations-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-scheme-takeover-in-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-inspection-power-of-sebi-ov</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-permanent-account-number-pa</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-restriction-exists-regarding-the-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-registrar-and-transfer-agen</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-relationship-between-sebi-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-proxy-voting-obligation-of</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-legal-structure-under-which</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-must-trustees-do-before-approving</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-fund-accountants-role-in-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-significance-of-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-who-are-the-parties-to-the-trust-deed-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-the-nominee-registration-in-a-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-entities-does-not-need-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-lessons-did-the-uti-us-64-crisis-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-risk-management-in-the-amc-stru</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-structure-of-mutual-funds-in-india-what-is-amfis-full-form-and-when-was-it</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-a-sebi-regulation-speci</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebi-mutual-funds-regulations-1996-within-h</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-certification-is-mandatorily-required-to-ob</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-key-information-memorandum-kim-in-the</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebis-skin-in-the-game-regulations-for-amcs</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-significance-of-the-euin-being-quoted</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebi-regulations-what-is-the-maximum-period</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-as-per-sebi-regulations-can-a-mutual-fund-distrib</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-persons-is-not-eligible-to</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-for-how-many-years-is-an-arn-valid-before-it-must</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-additional-expense-that-sebi-permits</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-concept-of-beneficial-ownership-under</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-body-adjudicates-investor-complaints-agains</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-can-a-distributor-with-an-expired-arn-continue-to</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-not-a-mandatory-disclos</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-within-how-many-days-after-the-nfo-closes-must-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-does-kyc-stand-for-in-the-context-of-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-a-function-of-amfi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebi-regulations-a-mutual-fund-must-publish</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-clawback-mechanism-in-mutual-fund-dis</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebis-ter-regulations-which-category-of-sch</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-which-circumstances-can-a-mutual-fund-freez</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-within-how-many-days-must-a-mutual-fundamc-resolv</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-can-a-mutual-fund-accept-cash-investments-from-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-does-amfi-stand-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-an-investors-complaint-is-not-resolved-by-the-amc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-purpose-of-the-annual-report-that-a-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-costs-cannot-be-charged-to</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-b-30-incentive-for-mutual-fund-distri</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-statements-about-the-trust</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-an-euin-and-who-requires-it</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-role-of-the-investor-relations-office</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-not-a-permitted-activit</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-was-sebis-key-change-regarding-the-terminolo</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-does-the-term-empanelment-mean-in-the-contex</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-legislation-governs-anti-money-laundering-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-as-per-amfi-guidelines-which-of-the-following-mus</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebis-guidelines-on-execution-only-transact</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-when-does-a-unit-holder-have-the-right-to-exit-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-type-of-complaints-can-be-filed-on-sebi-scor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-statement-of-additional-information-s</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-not-a-power-of-sebi-und</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-who-is-responsible-for-ensuring-that-a-distributo</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-scheme-information-document-sid-and-w</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-according-to-sebi-regulations-what-is-the-maximum</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-accepted-as-a-valid-off</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-schedule-of-the-sebi-mutual-funds-regulatio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-role-of-fiu-ind-in-the-context-of-mut</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-a-new-fund-offer-nfo-and-what-is-the-stan</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-does-sebis-regulation-on-total-expense-ratio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-scores-registration-number-format-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-a-right-of-unit-holders</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-as-per-sebis-2017-categorisation-circular-how-man</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-first-step-an-investor-should-take-wh</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-a-fundamental-attribute</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-a-consequence-for-an-am</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-nism-series-v-a-certification-once-obtained-is-va</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-as-per-sebi-guidelines-which-of-the-following-is</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-amfi-publishes-nav-data-of-all-mutual-fund-scheme</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebis-swing-pricing-mechanism-for-mutual-fu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-is-pan-mandatory-for-mutual-fund-investments-in-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-an-investor-approaches-a-mutual-fund-distributor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-which-regulation-are-mutual-funds-in-india</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-ekyc-electronic-kyc-for-mutual-fund-investments-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-unit-holder-rights-is-guar</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-amfi-code-of-conduct-primarily-design</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-minimum-investment-amount-above-which</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-obligation-of-a-mutual-fund-distribut</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-mandatory-minimum-allotment-amount-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-entity-is-currently-the-centralised-kyc-reg</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-sebis-lodr-regulation-in-the-context-of-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-was-the-major-regulatory-change-regarding-di</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-upfront-commission-in-mutual-fund-distrib</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebi-regulations-what-must-happen-if-a-dist</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-information-must-a-distributor-mandatorily-p</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-an-indicator-of-a-poten</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-if-a-mutual-fund-fails-to-dispatch-redemption-pro</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-an-str-suspicious-transaction-report-in-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-minimum-qualifying-percentage-require</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebis-kyc-norms-how-long-must-a-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebis-kyc-framework-which-of-the-following</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebi-regulations-within-how-many-days-must</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-sebis-circular-on-categorisation-and-rationalisat</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-how-many-independent-trustees-must-a-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-minimum-number-of-trustees-required-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-maximum-cash-limit-for-redemption-pro</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-riskometer-mandated-by-sebi-for-all-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-churning-in-mutual-fund-distribution-and</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-direct-plan-as-mandated-by-sebi-for-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-can-a-unit-holder-attend-the-annual-general-meeti</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-as-per-sebi-regulations-within-how-many-working-d</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-purpose-of-the-self-regulatory-organi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-minimum-net-worth-requirement-for-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-complaints-would-not-be-ad</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-as-per-sebi-mutual-funds-regulations-1996-an-amc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-track-record-requirement-for-a-sponso</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-statements-about-the-sebi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-actions-by-a-mutual-fund-d</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-a-mutual-fund-sponsor-must-contribute-a-minimum-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-under-sebi-regulations-what-is-the-maximum-time-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-if-an-investors-kyc-status-is-kyc-registered-as-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-amfi-was-incorporated-in-which-year</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-are-offer-documents-in-the-context-of-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-which-of-the-following-is-an-obligation-of-a-mutu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-action-can-amfi-take-against-a-distributor-w</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-side-pocketing-as-permitted-by-sebi-in-de</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-sebi-scores</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-what-is-the-online-dispute-resolution-odr-mechani</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/legal-and-regulatory-framework-if-an-investor-makes-a-mutual-fund-investment-wit</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-under-what-circumstances-can-a-mutual-fund-scheme-be</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-fatca-and-why-is-it-relevant-to-mutual-fund-s</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-repo-transaction-that-debt-mutual-fund-sc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-annual-report-disclosure-requirement-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-difference-between-a-scheme-and-a-plan-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-exit-load-period-and-how-is-it-disclosed</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-sebi-guideline-on-the-maximum-number-of-s</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-significance-of-the-phrase-sebi-does-not</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-macaulay-duration-range-for-a-short-durat</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-at-what-price-are-units-allotted-to-investors-during</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-scheme-merger-in-mutual-funds-and-when-does-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-significance-of-scheme-specific-name-chan</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-how-is-the-sai-made-available-to-investors</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-nfo-allotment-process-for-oversubscribed</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-as-per-sebis-2017-categorisation-how-is-a-large-and-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-are-the-sebi-guidelines-on-past-performance-disc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-when-was-the-riskometer-for-mutual-funds-mandated-by</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-information-about-the-fund-manager-must-be-discl</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-information-about-the-amcs-sponsor-must-be-discl</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-minimum-corpus-required-for-a-scheme-to-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-liquidity-section-in-the-sid</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-investment-restriction-disclosed-in-the-s</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-sebi-circular-on-mutual-fund-lite-framewo</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-maximum-duration-of-the-nfo-period-for-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-minimum-equity-allocation-in-an-aggressiv</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-maximum-borrowing-limit-for-a-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-voting-policy-disclosure-requirement-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-taxation-information-is-disclosed-in-the-sai</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-must-an-amc-disclose-when-a-fund-manager-managin</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-key-information-memorandum-kim</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-statement-of-additional-information-sai</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-investment-strategy-disclosed-in-the-sid</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-scheme-information-document-addendum</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-floater-fund-as-per-sebi-categorisation</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-asset-allocation-section-in-the-sid-and-w</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-multi-asset-allocation-fund-as-per-sebis-20</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-together-which-documents-form-the-complete-offer-docu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-lock-in-period-for-close-ended-mutual-fun</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-as-per-sebis-2017-categorisation-what-defines-an-ultr</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-risk-level-on-the-riskometer-would-typically-be</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-maximum-investment-limit-in-unlisted-secu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-minimum-target-amount-in-the-context-of-n</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-factsheet-published-by-amcs-for-mutual-fu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-disclaimer-must-mandatorily-appear-in-all-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-difference-between-nifty-50-index-fund-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-fund-houses-stewardship-policy-and-what-d</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-idcw-reinvestment-option-in-mutual-fund-schem</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-information-about-risk-must-be-disclosed-in-the</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-information-does-the-kim-contain-about-the-schem</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-happens-if-a-mutual-fund-schemes-portfolio-falls</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-which-of-the-following-is-a-mandatory-disclosure-in-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-product-label-introduced-by-sebi-for-mutu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-does-the-sid-disclose-about-illiquid-securities</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-condensed-financial-information-in-the-sa</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-cut-off-time-for-liquid-fund-purchases</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-gilt-fund-with-10-year-constant-duration-as</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-information-about-trustees-must-be-disclosed-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-sebi-observation-letter-in-the-context-of</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-sebi-categorisation-circular-of-2017-and</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-an-equity-savings-fund-as-per-sebis-2017-cate</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-when-can-an-amc-create-a-segregated-portfolio-in-a-de</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-happens-to-nfo-subscription-money-if-the-minimum</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-medium-duration-fund-as-per-sebi-categorisa</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-risk-level-on-the-riskometer-would-typicall-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-new-fund-offer-nfo-and-what-documents-must</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-does-the-sai-disclose-about-investor-rights</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-no-exit-load-period-and-how-is-it-disclosed</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-how-often-must-the-sid-be-updated-as-per-sebi-regulat</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-why-do-close-ended-mutual-fund-units-often-trade-at-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-purpose-of-investor-category-disclosure-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-trigger-facility-in-mutual-fund-schemes</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-minimum-redemption-amount-typically-discl</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-are-fundamental-attributes-of-a-mutual-fund-sche</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-prudent-man-principle-as-applied-to-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-cut-off-time-and-why-is-it-critical-for-d</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-does-the-benchmark-disclosed-in-the-sid-represen</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-concentration-risk-as-a-scheme-specific-risk</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-kims-riskometer-and-what-are-its-risk-lev</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-investor-services-information-is-contained-in-th</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-switch-out-and-switch-in-in-the-context-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-load-structure-that-must-be-disclosed-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-scheme-information-document-sid</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-associate-transactions-disclosure-in-the</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-common-reporting-standard-crs-relevant-to</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-inter-scheme-transfer-of-securities-in-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-when-an-amc-proposes-to-change-the-fundamental-attrib</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-sebis-swing-pricing-mechanism-for-open-ended</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-schemes-investment-in-derivatives-policy</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-winding-up-of-a-mutual-fund-scheme</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-why-did-sebi-mandate-the-use-of-total-return-index-tr</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-portfolio-disclosure-requirement-for-mutu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-segregated-portfolio-side-pocket-in-a-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-within-how-many-days-must-an-amc-dispatch-allotment-c</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-half-yearly-portfolio-statement-requireme</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-conservative-hybrid-fund-as-per-sebis-categ</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-cut-off-time-for-equity-scheme-purchases</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-the-minimum-application-amount-disclosed-in-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-must-the-sid-disclose-about-the-total-expense-ra</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-schemes-dividend-policy-as-disclosed-in-the</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-no-load-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-related-information-what-is-a-dynamic-asset-allocation-fund-also-called-b</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-investor-education-obligation-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-ter-limit-for-an-equity-sch</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-how-does-the-b-30-additional-ter-benefi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-sebi-mandate-on-disclosure</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-empanelment-process-that-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-type-of-distributor-typically-has</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-role-of-the-principal-offic</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-happens-to-exit-load-proceeds-coll</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-when-did-sebi-ban-entry-loads-for-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-digital-transaction-platfor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-an-investment-policy-statement</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-an-aggressive-risk-profile-in-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-mutual-fund-sahi-hai-campai</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-penetration-level-of-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-bse-star-mf-platform</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-trail-commission-in-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-concept-of-asset-allocation</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-amfi-code-of-conducts-requi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-is-an-example-of</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-churning-from-an-amfi-code-of-c</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-significance-of-the-amfi-we</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-sip-book-of-a-distributor-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-continuing-professional-educa</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-amfis-arn-cancellation-proc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-scheme-performance-misrepresent</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-implication-of-sebis-ban-on</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-tds-rate-applicable-on-mutu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-mf-utility-mfu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-false-urgency-as-a-prohibited-s</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-difference-between-a-distri</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-risk-profiling-and-why-is-it-es</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-how-does-the-ter-limit-work-for-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-aum-concentration-risk-in-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-mis-selling-in-the-context-of-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-know-your-distributor-kyd-r</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-recommended-minimum-investm</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-portfolio-rebalancing-and-why-s</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-persistency-ratio-in-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-additional-ter-allowed-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-difference-between-mutual-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-national-distributor-nd-in-mu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-ter-limit-for-a-debt-scheme</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-absolute-commission-versus-perc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-consequence-for-a-distribut</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-b-30-city-initiative-in-mut</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-does-the-amfi-code-of-conduct-say</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-percentage-of-ter-must-amcs-mandat</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-nav-difference-between-regu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-an-online-platform-fintech-dist</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-trail-commission-portability-wh</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-does-suitability-mean-in-the-conte</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-robo-advisor-in-the-context-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-investor-profiling-questionnair</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-under-which-section-of-the-income-tax-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-maximum-exit-load-that-a-mu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-point-of-sales-pos-in-the-con</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-sub-broker-in-the-context-of</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-is-a-channel-thr</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-an-investor-invested-1-lakh-in-the-regu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-over-a-20-year-period-if-a-regular-plan</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-does-time-horizon-mean-in-the-cont</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-correctly-descri</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-an-investors-investment-objecti</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-is-not-a-require</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-role-of-stock-exchanges-bse</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-last-mile-distribution-chal</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-investor-profile</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-who-should-ideally-invest-in-the-direct</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-investor-education-and-awarenes</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-is-not-a-prohibi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-demat-holding-of-mutual-fund-un</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-tied-agent-vs-an-independent</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-for-a-transmission-to-a-nominee-where-the-value-of-units-is-be</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-cities-are-considered-t-30-cities</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-negative-selling-in-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-is-the-amfi-code</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-must-a-distributor-do-when-an-inve</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-conservative-risk-profile-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-action-should-a-distributor-take-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-significance-of-investor-fo</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-common-application-number-can</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-net-promoter-score-nps-conc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-key-difference-in-nav-betwe</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-direct-plan-and-how-does-its</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-significance-of-the-redempt</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-first-time-investor-bonus-c</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-aadhar-based-ekyc-and-how-has-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-a-distributor-agreement-signed</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-significance-of-the-aum-bas</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-role-of-fintech-platforms-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-a-switch-transaction-in-mutual-funds-refers-to</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-an-individual-financial-advisor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-since-sebi-banned-upfront-commissions-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-goal-based-investing-as-a-conce</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-distributor-prac</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-distributor-due-diligence-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-regulatory-protection-does-a-distr</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-life-stage-approach-to-asse</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-which-of-the-following-correctly-d-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-nav-on-the-date</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-is-the-concept-of-commission-discl</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/fund-distribution-and-channel-management-what-does-the-amfi-code-of-conduct-proh</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-nav-applica</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-when-exit-load-is-colle</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-amortisation-as</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-nav-ap-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-minimum-bal</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-a-nav-based-uni</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-annual-ter</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-record-date</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-information-must-b</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-does-ter-total-exp</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-ongoing-exp</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-fractional-unit</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-how-does-the-ter-affect</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-an-investor-buys-25000</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-nav-impact</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-how-does-nav-change-whe</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-special-cut</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-valuation-method-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-a-sebi-ter-repo</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-significanc</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-costs-can-legitima</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-nav-publica</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-nav-manipulatio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-an-exit-load-an</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-nav-ap-3</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-impact-of-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-redemption</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-brokerage-c</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-purchase-pr</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-arbitrage-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-growth-in-n</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-purcha-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-allotment-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-process-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-sip-instalm</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-nav-history</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-a-scheme-has-total-asse</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-nav-based-p</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-cut-off-tim</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-how-are-transaction-cha</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-difference</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-a-bonus-unit-de</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-are-the-maximum-te</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-nav-stripping-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-maximum-ter</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-redemp-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tds-threshold-for-idcw-from-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-happens-to-nav-whe</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-an-investor-redeems-500</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-does-total-liabili</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-minimum-red</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-face-value</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-how-frequently-must-ope</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-are-the-maxim-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-penalty-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-costs-cannot-be-ch</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-indicative</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-expense-rat</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-nav-applicabili</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-ter-differe</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-nav-protection</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-net-asset-value</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-happens-to-na-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-a-schemes-expen</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-cdsc-contin</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-how-is-ter-deducted-fro</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-nav-ap-4</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-ter-disclos</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-relationshi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-valuation-met-2</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-a-funds-nav-was-50-one</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-fifo-first</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-a-dividend-rein</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-incentive-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-a-transaction-c</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-does-total-assets</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-entry-load</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-additional-ter-is</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-unit-based-rede</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/net-asset-value-total-expense-ratio-and-pricing-of-units-what-is-the-pricing-mec</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-on-stcg-from-a-hybrid-fund-with-40-equity-allocation</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-is-ltcg-on-equity-mutual-funds-calculated-when-units-were-purchased</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-fund-of-funds-fof-investing-in-domestic-eq</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-idcw-dividend-received-from-equity-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-sebi-exemption-from-pan-for-micro-sip-investments-and-its-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-does-a-mutual-fund-distributors-commission-income-get-taxed</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-wash-sale-rule-and-does-it-apply-to-mutual-funds-in-india</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-section-80ttb-and-its-relevance-to-senior-citizen-mutual-fund-i</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-treatment-of-unrealised-gains-in-mutual-fund-portfolios-fro</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-can-a-mutual-fund-investor-set-off-equity-ltcg-loss-against-equity-ltcg</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-mutual-fund-investments-made-by-provident</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-does-a-mutual-funds-tax-efficiency-compare-to-a-bank-fixed-deposit</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-are-the-tax-implications-for-trusts-and-institutions-investing-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-is-stcg-on-debt-mutual-funds-taxed-after-april-1-2023</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-section-112a-and-how-does-it-apply-to-equity-mutual-fund-ltcg</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-a-capital-appreciation-swp</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-section-54ea-and-54eb-relevance-to-mutual-fund-investors-hi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-was-the-dividend-distribution-tax-ddt-regime-and-when-was-it-aboli</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-stt-securities-transaction-tax-on-mutual-fund-redemptions</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-section-194k-and-its-relevance-to-mutual-fund-distributions</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-on-mutual-fund-gains-earned-by-a-minor-investor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-indexation-benefit-and-to-which-mutual-fund-category-was-it-ava</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-bonus-stripping-in-mutual-funds-and-how-is-it-addressed-in-tax</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-are-equity-mutual-fund-gains-taxed-for-investments-held-less-than-1</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-tax-harvesting-in-the-context-of-equity-mutual-fund-ltcg</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-for-a-systematic-investment-plan-redemption-w</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-an-investors-obligation-when-capital-gains-exceed-the-advance-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-which-mutual-fund-schemes-are-classified-as-equity-oriented-for-taxatio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-long-term-capital-gains-ltcg-tax-rate-on-equity-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-benefit-of-treaty-rates-for-nri-investors-in-indian-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-effective-tax-rate-on-equity-fund-ltcg-for-an-individual-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-returns-from-overnight-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-implication-of-transferring-mutual-fund-units-as-a-gift</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tds-rate-on-capital-gains-from-equity-mutual-fund-redemptio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-are-balanced-advantage-fund-dynamic-asset-allocation-fund-gains-tax</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-elss-fund-gains-at-the-end-of-the-3-year-l</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-implication-of-switching-from-regular-to-direct-plan-of</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tds-provision-for-nri-investors-redeeming-debt-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-form-15g-and-form-15h-in-the-context-of-mutual-fund-idcw-taxati</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-cost-of-acquisition-for-units-purchased-through-sip-for-cap</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-tax-on-mutual-fund-gains-under-the-new-tax-regime-introduced-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-cost-inflation-index-cii-and-its-relevance-to-mutual-fund-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-efficient-sequence-for-withdrawals-from-an-equity-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-a-systematic-withdrawal-plan-swp-from-an-e</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-are-gold-fund-gold-fof-gains-taxed</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-advance-tax-obligation-for-mutual-fund-investors</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-are-capital-losses-from-mutual-fund-investments-treated-for-tax-pur</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-sebi-mandated-turnaround-time-for-processing-a-mut</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-idcw-reinvestment-vs-idcw-payout-option</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-holding-period-to-qualify-for-long-term-capital-gains-treat</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-timing-advantage-of-mutual-funds-vs-fixed-deposits-from-a-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-implication-of-investing-in-a-mutual-fund-through-a-dem</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-tax-efficient-investing-using-mutual-funds-for-an-investor-appr</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-implication-of-choosing-idcw-option-vs-growth-option-fo</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-tax-form-is-required-to-report-mutual-fund-capital-gains-in-india</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-can-a-minor-investor-have-a-joint-holding-in-a-mutual-fund-fol</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-deduction-available-under-section-80c-for-elss-investme</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-status-of-mutual-funds-themselves-do-they-pay-tax-on-po</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-on-overseas-fund-of-funds-investing-in-foreign-equity-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-holding-period-for-ltcg-treatment-on-debt-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-tax-loss-harvesting-in-mutual-funds-and-when-is-it-most-benefic</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-are-the-tax-benefits-of-investing-through-a-unit-linked-insurance</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-are-arbitrage-fund-gains-taxed</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-how-is-capital-gains-tax-computed-for-sip-investments-using-the-fifo-me</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-mutual-fund-returns-received-by-a-non-prof</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-section-1038-historical-provision-and-why-was-it-replaced</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-tds-is-applicable-on-equity-mutual-fund-redemptions-by-nri-investo</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-implication-of-investing-in-sovereign-gold-bonds-sgb-vs</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-bonus-units-received-in-a-mutual-fund-sche</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-was-the-major-change-in-debt-mutual-fund-taxation-introduced-in-ap</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-purpose-of-the-capital-gain-account-scheme-cgas-for-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-implication-of-dividend-stripping-in-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-tds-rate-is-applicable-on-idcw-payments-from-mutual-funds-to-resid</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-section-111a-and-how-does-it-apply-to-equity-mutual-fund-stcg</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-annual-ltcg-exemption-limit-on-equity-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-treatment-of-mutual-fund-gains-in-the-hands-of-a-huf-hi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-a-capital-gain-statement-provided-by-mutual-fund-rtas</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-surcharge-and-health-and-education-cess-applicable-on-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-carry-forward-of-capital-losses-from-mutual-fund-investments</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-are-the-tax-implications-of-switching-between-mutual-fund-schemes</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-dtaa-benefit-for-mauritius-based-investors-in-indian-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/taxation-what-is-the-tax-benefit-of-investing-in-mutual-funds-through-a-national</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-is-required-for-transmission-of-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-consequence-of-a-mutual-fund-investor-not-providin</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-minimum-kyc-requirement-for-a-minor-investors-mutu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-tds-rate-on-short-term-capital-gains-from-equity-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-is-an-advantage-of-using-an-stp-from-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-in-a-mutual-fund-folio-which-of-the-following-is-the-correct-o</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-in-an-swp-each-withdrawal-from-an-equity-fund-held-for-more-th</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-is-true-about-the-cas-issued-post-sebis</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-does-the-account-statement-sent-within-5-business-days-of</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-under-sebis-large-purchase-rule-for-a-purchase-of-2-lakh-or-mo</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-submits-a-redemption-request-for-an-equity-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-tds-rate-applies-on-long-term-capital-gains-from-equity-m</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-nri-investor-from-the-uk-redeems-units-from-an-equity-mutua</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-under-sebi-regulations-within-how-many-days-of-the-transaction</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-does-swp-stand-for-in-the-context-of-mutual-fund-investor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-maximum-exit-load-permitted-by-sebi-on-any-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-nav-applicable-for-an-stp-transfer-from-a-debt-fun</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-if-an-investor-has-holdings-with-three-different-amcs-how-many</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-process-called-when-the-first-joint-holder-of-a-mu</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-a-person-of-indian-origin-pio-wants-to-invest-in-indian-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-correctly-describes-the-nomination-in-a</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-in-the-context-of-a-swp-what-does-fixed-amount-swp-mean-versus</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-registers-a-monthly-sip-but-the-sip-date-falls-on</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-a-mutual-fund-folio-is-held-jointly-by-three-individuals-the-f</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-minimum-application-amount-typically-required-for</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-who-sends-the-consolidated-account-statement-cas-to-mutual-fun</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-can-a-minor-be-registered-as-a-nominee-in-a-mutual-fund-folio</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-primary-benefit-of-a-sip-compared-to-a-lump-sum-in</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-in-a-flexi-sip-also-called-top-up-sip-what-is-the-key-feature</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-happens-to-exit-load-collected-from-investors-in-a-mutual</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-starts-a-monthly-sip-of-5000-in-an-equity-fund-on</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-minimum-sip-installment-amount-that-amcs-are-requi</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-type-of-stp-transfers-only-the-growth-component-apprecia</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-document-required-to-change-the-guardian-of-a-mino</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-is-the-correct-treatment-of-fractional</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-minimum-number-of-instalments-typically-required-t</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-does-cas-stand-for-in-the-context-of-mutual-fund-investor</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-is-the-correct-tax-treatment-for-each-s</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-statements-about-perpetual-sips-is-true</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-runs-an-swp-of-10000month-from-a-debt-fund-the-uni</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-is-true-regarding-a-switch-out-transact</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-redeems-units-from-an-equity-fund-and-opts-for-a-d</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-transmission-process-in-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.141Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-mode-of-holding-is-most-appropriate-when-two-investors-w</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-is-not-included-in-a-consolidated-accou</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-at-what-age-does-a-minor-investors-mutual-fund-folio-need-to-b</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-penalty-for-an-amc-if-redemption-proceeds-are-not</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-opts-to-receive-cas-in-physical-format-what-is-the</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-can-a-power-of-attorney-poa-holder-submit-a-nomination-change</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-who-can-open-a-mutual-fund-folio-on-behalf-of-a-minor</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-can-an-investor-run-an-swp-from-a-scheme-that-has-an-exit-load</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-correctly-describes-an-in-specie-redemp</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-best-describes-a-systematic-transfer-pl</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-under-which-scenario-would-an-sip-instalment-be-rejected-by-th</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-has-no-mutual-fund-transactions-in-a-particular-mo</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-wants-to-invest-50000-in-an-equity-fund-at-230-pm</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-submits-a-purchase-application-for-a-debt-fund-at</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-under-fema-regulations-nri-mutual-fund-investments-are-classif</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-for-an-nri-investor-redemption-proceeds-from-an-nre-account-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-countries-nri-residents-are-generally-n</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-maximum-period-within-which-a-mutual-fund-must-dis</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-happens-to-a-minors-mutual-fund-folio-when-the-minor-turn</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-happens-to-mutual-fund-units-if-an-investor-dies-without</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-correctly-describes-repatriation-in-the</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-an-investor-submits-a-purchase-application-for-a-liquid-fund-a</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-a-trigger-based-stp-in-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-information-must-be-mandatorily-included-in-the-cas-as-pe</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-bank-account-types-can-nris-use-to-invest-in-indian-mutu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-how-frequently-is-the-cas-sent-to-an-investor-who-has-transact</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-is-nomination-mandatory-for-individual-mutual-fund-investors</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-documents-is-not-mandatory-for-a-new-mu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-can-an-nri-invest-in-indian-mutual-funds-on-a-non-repatriable</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-which-of-the-following-transactions-is-not-possible-in-a-mutua</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-if-a-minor-investors-guardian-dies-before-the-minor-attains-ma</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/investor-services-what-is-the-maximum-number-of-nominees-an-investor-can-registe</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-total-return-in-mutual-fund-perform</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-herding-behaviour-in-the-context-of</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-does-since-inception-return-for-a-mutu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-correlation-and-how-does-it-affect</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-standard-deviation-as-a-measure-of</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-expense-ratio-drag-on-mutual-fu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-liquidity-risk-in-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-loss-aversion-bias-and-how-does-it</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-recency-bias-as-a-behavioural-bias</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-r-squared-r-in-mutual-fund-analysis</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-regulatory-risk-in-mutual-fund-inve</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-weighted-average-market-capitalisat</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-tracking-error-and-why-is-it-import</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-cagr-compound-annual-growth-rate-an</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-inflation-risk-purchasing-power-ris</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-relationship-between-ytm-credit</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-a-mutual-fund-has-a-beta-of-08-what-does-th</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-wealth-ratio-or-growth-of-10000</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-free-cash-flow-fcf-and-why-is-it-an</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-currency-risk-exchange-rate-risk-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-credit-risk-in-the-context-of-debt</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-rolling-return-and-why-is-it-mo</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-dividend-yield-and-how-is-it-releva</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-mark-to-market-mtm-valuation-in-deb</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-how-does-diversification-reduce-risk-in-a-m</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-price-discovery-and-why-is-it-chall</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-overconfidence-bias-in-the-context</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-does-a-star-rating-for-a-mutual-fund-s</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-survivorship-bias-in-mutual-fun</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-sortino-ratio-and-how-does-it-i</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-annualised-return-and-how-does-it-d</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-maximum-drawdown-as-a-risk-measure</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-which-of-the-following-best-defines-risk-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-upside-capture-ratio-and-downsi</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-earnings-per-share-eps-growth-and-w</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-sip-return-advantage-during-mar</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-a-benchmark-in-mutual-fund-performa</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-does-portfolio-concentration-in-the-to</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-look-ahead-bias-in-mutual-fund-perf</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-debt-to-equity-ratio-de-and-why-do</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-active-share-in-mutual-fund-analysi</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-market-risk-also-called-systematic</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-value-at-risk-var-in-the-context-of</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-risk-return-trade-off-principle</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-information-ratio-in-mutual-fund-pe</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-does-consistent-performance-mean-in-mu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-significance-of-long-term-in-eq</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-of-the-following-return-metrics-is-most-appropriate-for</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-return-attribution-analysis-in-mutu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-portfolio-rebalancing-and-why-does</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-value-investment-factor-and-how</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-quartile-ranking-used-in-mutual</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-unsystematic-risk-also-called-speci</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-modified-duration-and-how-does-it-d</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-absolute-return-in-mutual-fund-perf</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-alpha-in-mutual-fund-performance-me</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-settlement-risk-in-the-context-of-m</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-reinvestment-risk-in-debt-mutual-fu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-sector-rotation-as-an-investment-st</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-momentum-as-an-investment-factor-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-price-to-earnings-ratio-pe-and-how</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-jensens-alpha-and-what-does-it</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-credit-spread-in-debt-markets-and-h</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-portfolio-diversification-and-how-m</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-real-rate-of-return-and-why-is</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-annualised-return-calculation-f</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-which-of-the-following-mutual-fund-categori</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-fund-a-has-a-sharpe-ratio-of-12-and-fund-b</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-time-in-the-market-vs-timing-th</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-a-debt-fund-has-a-modified-duration-of-4-ye</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-peer-group-comparison-in-mutual-fun</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-beta-as-a-risk-measure-for-mutual-f</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-interest-rate-risk-in-debt-mutual-f</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-accrual-in-the-context-of-debt-fund</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-long-term-equity-return-premium</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-sector-allocation-analysis-in-mutua</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-amortisation-in-the-context-of-debt</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-economic-cycle-and-how-does-it</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-impact-cost-in-mutual-fund-portfoli</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-price-to-book-ratio-pb-in-equity-an</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-return-on-equity-roe-and-why-do-qua</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-factor-investing-or-smart-beta-in-m</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-behavioural-bias-of-panic-selli</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-soft-closure-of-a-mutual-fund-schem</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-efficient-frontier-concept-in-p</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-concentration-risk-in-mutual-fund-p</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-treynor-ratio-and-how-does-it-d</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-ideal-framework-for-evaluating</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-does-the-capital-asset-pricing-model-c</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-xirr-and-when-is-it-used-for-mutual</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-why-is-it-important-to-evaluate-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-an-investor-puts-1-lakh-in-a-mutual-fund-an</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-dilution-effect-in-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-impact-of-exit-load-and-capital</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-sharpe-ratio-and-what-does-it-m</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-reversion-to-the-mean-and-how-is-it</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-quality-factor-in-equity-invest</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-yield-to-maturity-ytm-for-a-debt-mu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-does-a-high-standard-deviation-indicat</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-nav-based-return-calculation-for-a</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/risk-return-and-performance-of-funds-what-is-the-risk-free-rate-used-in-risk-adj</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-portfolio-turnover-ratio-as-shown-in-a-mutual-fund-fa</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-it-indicate-if-a-debt-funds-aum-falls-sharply-in-a</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-of-the-following-best-describes-quartile-ranking-in-mut</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-accrual-income-in-a-debt-fund-and-how-does-it-relate</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-sebi-mandates-that-mutual-fund-performance-be-disclosed-for-w</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-information-ratio-in-mutual-fund-performance-analysis</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-ytm-yield-to-maturity-as-shown-in-a-debt-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-side-pocketing-in-the-context-of-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-when-comparing-two-debt-funds-of-the-same-category-which-comb</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-of-the-following-is-a-sebi-requirement-regarding-benchm</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-an-investor-evaluating-two-funds-finds-that-fund-x-has-consis</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-in-a-fact-sheet-r-squared-r-of-a-fund-relative-to-its-benchma</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-a-credit-event-in-the-context-of-a-debt-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-in-a-debt-fund-fact-sheet-macaulay-duration-is-different-from</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-tracking-error-in-the-context-of-index-funds-and-etfs</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-of-the-following-is-a-sebi-mandated-disclosure-that-hel</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-a-mutual-fund-fact-sheet-shows-a-schemes-3-year-return-as-14</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-a-sharpe-ratio-of-12-in-a-mutual-fund-fact-sheet-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-a-consistently-declining-aum-trend-in-a-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-why-does-aum-size-matter-when-evaluating-the-performance-of-a</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-a-debt-fund-reports-its-credit-quality-as-aaa-60-aa-25-a-10-c</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-a-total-return-index-tri-and-why-does-sebi-mandate-it</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-why-is-the-expense-ratio-particularly-important-when-comparin</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-the-expense-ratio-as-shown-in-a-mutual-fund-fact-shee</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-how-does-a-sudden-increase-in-aum-of-a-liquid-fund-affect-the</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-a-large-cap-mutual-funds-3-year-return-is-13-while-the-nifty</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-of-the-following-information-is-typically-not-found-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-peer-comparison-in-the-context-of-mutual-fund-perform</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-the-upside-capture-ratio-of-a-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-an-investor-wants-to-compare-two-equity-funds-that-invest-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-credit-rating-indicates-the-highest-credit-risk-in-a-de</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-the-riskometer-in-a-mutual-fund-fact-sheet-indicate</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-of-the-following-is-the-primary-document-that-provides</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-in-the-context-of-a-mutual-fund-fact-sheet-what-does-standard</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-why-might-a-fund-with-a-higher-1-year-return-be-a-worse-choic</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-in-a-debt-fund-fact-sheet-what-does-average-maturity-indicate</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-maximum-drawdown-as-a-risk-metric-in-mutual-fund-perf</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-fund-a-has-a-5-year-return-of-16-and-fund-b-has-a-5-year-retu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-of-the-following-is-true-about-portfolio-turnover-in-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-a-debt-fund-fact-sheet-shows-average-maturity-of-7-years-and</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-a-high-portfolio-turnover-ratio-in-an-equity-mutual</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-rolling-return-and-why-is-it-preferred-over-point-to</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-a-funds-alpha-represent-in-performance-analysis</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-should-an-investor-analyse-when-comparing-two-debt-funds</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-why-is-it-important-to-compare-a-mutual-funds-performance-aga</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-a-mutual-fund-fact-sheet-shows-the-schemes-credit-quality-bre</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-the-relationship-between-credit-risk-and-yield-in-a-d</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-which-of-the-following-would-indicate-that-a-debt-fund-is-tak</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-a-steadily-growing-aum-trend-in-a-mutual-fund-schem</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-sector-allocation-in-a-mutual-fund-fact-sheet-revea</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-if-a-funds-fact-sheet-shows-a-treynor-ratio-of-08-what-does-t</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-why-should-an-investor-look-at-a-funds-performance-across-a-f</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-an-equity-mutual-fund-has-a-portfolio-turnover-ratio-of-250-w</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-the-significance-of-nav-since-inception-shown-in-a-mu</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-in-a-mutual-fund-fact-sheet-what-does-aum-refer-to</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-is-concentration-risk-in-a-mutual-fund-portfolio</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-beta-in-a-mutual-fund-fact-sheet-indicate</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-in-a-debt-funds-portfolio-what-does-credit-quality-refer-to</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/scheme-performance-what-does-modified-duration-in-a-debt-fund-fact-sheet-measure</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-during-a-portfolio-review-which-of-the-following-is-a</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-an-investor-says-i-want-high-returns-but-i-cannot-sle</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-an-nri-investor-in-the-60-income-tax-bracket-in-their</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-a-young-investor-with-high-income-zero-debt-and-a-20</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-would-typically-indicate-a-con</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-an-investor-needs-5-lakh-in-6-months-for-a-planned-va</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-fund-types-would-be-least-appr</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-does-loss-aversion-mean-in-the-context-of-invest</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-an-investor-holds-five-large-cap-equity-funds-from-di</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-the-significance-of-an-investors-investment-h</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-questions-in-a-risk-profiling</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-does-sebis-mandate-on-suitability-require-of-a-m</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-investors-has-the-highest-risk</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-why-is-diversification-across-mutual-fund-schemes-imp</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-confirmation-bias-in-the-context-of-investmen</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-a-35-year-old-investor-plans-to-retire-at-60-for-reti</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-sequence-of-returns-risk-in-the-context-of-re</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-does-required-rate-of-return-mean-in-the-context</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-investor-characteristics-would</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-a-retired-investor-aged-65-needs-regular-monthly-inco</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-a-28-year-old-investor-wants-to-accumulate-2-crore-by</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-mutual-fund-types-is-specifica</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-for-an-investor-with-a-3-year-goal-and-moderate-risk</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-mutual-fund-categories-is-most</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-an-aggressive-investor-with-a-10-year-horizon-suddenl</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-an-investor-with-a-10-year-horizon-wants-to-build-a-c</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-tax-implication-must-an-investor-consider-when-r</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-the-primary-purpose-of-a-risk-profiling-quest</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-risk-profiling-of-investors-should-be-done</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-fund-categories-is-most-suitab</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-for-a-moderate-risk-investor-with-a-5-year-horizon-wh</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-investor-profiles-is-correctly</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-glide-path-in-the-context-of-goal-based-retir</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-why-is-it-important-to-match-the-funds-investment-hor</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-best-describes-a-medium-term-i</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-recency-bias-in-the-context-of-mutual-fund-in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-an-investor-has-two-goals-1-childs-college-admission</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-the-recommended-frequency-for-a-formal-portfo</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-correctly-describes-how-goal-t</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-diworsification-in-the-context-of-mutual-fund</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-the-concept-of-human-life-value-in-the-contex</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-rupee-cost-averaging-and-when-does-it-work-mo</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-the-primary-principle-of-goal-based-investing</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-portfolio-rebalancing-in-the-context-of-mutua</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-a-distributor-recommends-rebalancing-a-clients-portfo</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-risk-capacity-as-distinct-from-risk-tolerance</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-factors-does-not-typically-for</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-factors-should-be-considered-f</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-what-is-core-and-satellite-portfolio-construction-str</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/questions/selecting-the-right-scheme-which-of-the-following-is-an-example-of-mis-selling-i</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://www.passlane.in</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>weekly</changefreq>
<priority>1</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-series-va-mock-test</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-exam-preparation-guide</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.passlane.in/mutual-fund-distributor-exam</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va-free-practice-questions</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.passlane.in/how-to-pass-nism-series-va</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-mutual-fund-concept</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-legal-structure-mutual-funds</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-legal-regulatory-framework</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-scheme-related-information</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-fund-distribution-channel-management</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-nav-ter-pricing</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-1</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-2</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-3</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-4</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-5</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-6</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-7</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-8</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-9</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-10</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-11</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/practice/chapter-12</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-series-va-exam-pattern</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/how-to-get-arn-number-after-nism</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/refund-policy</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>yearly</changefreq>
<priority>0.3</priority>
</url>
<url>
<loc>https://www.passlane.in/privacy-policy</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>yearly</changefreq>
<priority>0.3</priority>
</url>
<url>
<loc>https://www.passlane.in/terms-and-conditions</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>yearly</changefreq>
<priority>0.3</priority>
</url>
<url>
<loc>https://www.passlane.in/blog</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/syllabus</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/exam-details</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/nism-va/study-material</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>monthly</changefreq>
<priority>0.9</priority>
</url>
<url>
<loc>https://www.passlane.in/store</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.8</priority>
</url>
<url>
<loc>https://www.passlane.in/news</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>daily</changefreq>
<priority>0.7</priority>
</url>
<url>
<loc>https://www.passlane.in/login</loc>
<lastmod>2026-07-14T19:09:10.142Z</lastmod>
<changefreq>yearly</changefreq>
<priority>0.3</priority>
</url>
</urlset>
